Benefits
- High overall annual and lifetime limit
You can choose the plan with Overall Annual Limit of RM100,000 up to RM1 Million. We also offer you no lifetime limit for the higher plans.
- Cashless hospital admission
You are given the convenient choice of cashless admission for easy admission to hospital or enjoy some savings on the premium by opting out from this benefit.
- Lifelong medical protection
All plans are guaranteed renewable up to 100 years old*. If there is no claim incurred in the 1st year of policy inception, we will not impose any exclusion or loading upon your subsequent renewal in later years.
- Underwriting-free upgrade
You are allowed to upgrade your Plan without underwriting for every 3 years claim-free.
- No co-payment
We do not impose any co-payment on your medical bills incurred even though you choose to upgrade your room and board benefit limit when admitted to hospital.
- Extend your protection range
Our policy includes coverage for HIV due to blood transfusion.
- Deductible options for more savings
Enjoy more savings with our deductible options on your annual premium ranging from 25% to 75%.
*Policy is renewable at the option of the policyholder.