A comprehensive protection for your dream vacation, local or overseas. Know MoreBuy Now
MEDICAL HOSPITALISATION AND SURGICAL
A medical card to cover your medical bills for hospitalisation and surgical needs. Know MoreBuy Now
Loss or damage to your vehicle due to accident, fire or theft
Third party death or bodily injury due to accident
Third party property damage due to accident
FREE towing service up to RM300 per breakdown
3 months warranty for all repairs carried out by our professional panel repairers
Up to 700 panel workshops nationwide
24/7 Emergency Auto Assist
Breakdown assistance such as change of battery/tyre, fuel delivery, jump start and more
Freedom to repair at your choice of workshop (For OD-KFK - Own damage- Knock for Knock) (Not policyholder's fault)
All private car owners
Breakage to windscreen, windows and sunroof
Spray painting your whole car (non-tariff)
Legal liability to passenger
Flood and other natural calamity
Vehicle accessories endorsement
Compensation for assessed repair time (CART)
Strike, riot and civil commotion
Some major exclusions include:
Your own death or bodily injury due to a motor accident
Your liability against claims from passengers in your vehicle
Loss, damage, or liability arising from an act of nature, unless you add on special perils as an extra benefit
Worldwide Coverage By Region You'll be provided full coverage wherever you are in the world.
Overseas medical expenses coverage Covers up to RM500,000 including medical expenses due to COVID-19.
International Travel Assistance Our appointed 24-hour travel assistance provider is just a call away if you find yourself in a difficult situation abroad.
Medical Evacuation And Repatriation Benefits We'll reimburse you for expenses incurred if you need to be evacuated to the nearest hospital or need to be transported back to your home country.
Credit Card Indemnity We'll pay off your outstanding credit card expenses incurred during your trip in the event of death or permanent total disablement due to an accident.
Home Care Benefit We will compensate the indicated amount in the Table of Benefits in the event of a burglary resulting in loss or damage to household contents within your residence in Malaysia which was left vacant for the full duration of your Trip.
High overall annual and lifetime limit You can choose the plan with Overall Annual Limit of RM100,000 up to RM1 Million. We also offer you no lifetime limit for the higher plans.
Cashless hospital admission You are given the convenient choice of cashless admission for easy admission to hospital or enjoy some savings on the premium by opting out from this benefit.
Lifelong medical protection All plans are guaranteed renewable up to 100 years old*. If there is no claim incurred in the 1st year of policy inception, we will not impose any exclusion or loading upon your subsequent renewal in later years.
Underwriting-free upgrade You are allowed to upgrade your Plan without underwriting for every 3 years claim-free.
No co-payment We do not impose any co-payment on your medical bills incurred even though you choose to upgrade your room and board benefit limit when admitted to hospital.
Extend your protection range Our policy includes coverage for HIV due to blood transfusion.
Deductible options for more savings Enjoy more savings with our deductible options on your annual premium ranging from 25% to 75%.
*Policy is renewable at the option of the policyholder.